Institutional infrastructure · UAE · Polygon

Programmable stablecoin infrastructure for trade, treasury and institutional payments.

Liqora unifies trade finance, treasury orchestration, merchant settlement and blockchain infrastructure into a regulated institutional operating layer built on Polygon.

Evaluating Liqora? Start with the judges' 5-minute path

T+0

Settlement

~3.2s

Polygon finality

$184M

Programmable flow

Liqora Operations Console

block #58,221,409 · 3.2s

From

Corporate · Mumbai

Invoice tokenized

Treasury · DIFC

From

AI Underwriting

Risk score 87

Policy Engine

From

Funder · ADGM

USDC committed

Escrow Smart LC

From

Treasury Router

T+0 · 3.2s

Polygon Settlement

From

Merchant POS · Dubai

AEDx received

Stablecoin Acceptance

From

Audit Layer

Anchored

Regulator Bundle

Reserves

$48.2M

Throughput

2.7 tx/s

Compliance

100%

Institutional ecosystem alignment

DIFCADGMPolygonCircle USDCAED StablecoinUAE SME CouncilJebel Ali CorridorInstitutional APIs

Platform

A single institutional operating layer for programmable finance

Twelve modules. One regulated infrastructure. Liqora replaces the fragmented stack of correspondent banks, paper LCs and reconciliation spreadsheets with programmable settlement and audit.

Trade Finance Infrastructure

Invoice + PO financing with institutional underwriting and corridor analytics.

Smart Contract LCs

Programmable letters of credit replacing paper-based bank LCs.

Stablecoin Settlement Rails

T+0 settlement in USDC and AED-pegged stablecoins on Polygon.

Treasury Orchestration

Reserve routing, corridor liquidity and multi-wallet treasury controls.

AI Underwriting

Counterparty scoring, fraud detection and live policy decisions.

Settlement Intelligence

Real-time settlement network, exposure and concentration intelligence.

Wallet Infrastructure

Institutional custody, MPC signing and policy-gated execution.

Policy + Compliance

KYC/KYB, sanctions, Travel Rule and immutable audit.

Institutional API Gateway

ERP, banking, customs and SWIFT connectors for enterprise treasury.

Merchant Settlement

POS + QR stablecoin acceptance with merchant treasury orchestration.

Audit Layer

Hash-anchored proof bundles for regulators and auditors.

Polygon Execution Layer

On-chain settlement, escrow release and tokenized receivables.

End-to-end flow

From invoice to audit, on one programmable rail

Every trade flows through a deterministic, audit-anchored pipeline visible to corporates, funders, treasury and compliance in real time.

Institutional trade lifecycle

Stage 01

Corporate invoice

Hash anchored

Stage 02

AI underwriting

Risk + policy

Stage 03

Tokenization

ERC-20 receivable

Stage 04

Treasury routing

Corridor allocator

Stage 05

Stablecoin settlement

USDC / AEDx

Stage 06

Merchant / funder

Instant payout

Stage 07

Audit finalization

Regulator bundle

Programmable impact

Settlement compression, capital velocity and regulator-grade audit

Settlement compression

99.998%

T+2 → ~3.2s

Operational savings

$1.86M

Per 1,000 cycles

Financing unlocked

$168M

Active programmable book

Audit anchoring

100%

Every event hashed

Traditional vs Liqora

Replacing correspondent banking, manual LCs and reconciliation latency

CapabilityTraditional railsLiqora
SettlementT+2 to T+5 SWIFT T+0 · ~3.2s Polygon
Letter of Credit5–14 day paper LC Smart LC, minutes
ReconciliationEnd-of-day batch + CSVs On-chain proof, real-time
Underwriting3-week credit committee AI + policy in seconds
Compliance auditManual evidence assembly Hash-anchored bundle
Merchant payoutT+1 acquirer settlement Instant stablecoin

Use cases

Built for the institutions that move global trade

Cross-border trade

UAE importers, GCC distributors, India and Egypt suppliers settling on programmable rails.

Merchant acceptance

AED stablecoin acceptance for malls, tourism, ecommerce and SME storefronts.

Treasury operations

Reserve orchestration, corridor liquidity and FX-aware payout scheduling.

Embedded finance APIs

Banks, marketplaces and ERPs embedding institutional stablecoin rails.

Funder marketplace

Institutional funders allocating into auditable tokenized receivable pools.

Regulator visibility

DIFC and ADGM-ready oversight portals with live policy telemetry.

Bring institutional trade and settlement on-chain.

Onboard treasury, corporates, funders and merchants onto one regulated programmable layer. Built in the UAE for global settlement.